Case study — Cash-flow positive residential asset near a major city

🟢 Two rents. One asset. Immediate cash flow.

An asset generating two rental incomes from acquisition, located approx. 8 minutes from Neuchâtel and 5 minutes from a train station, in a structurally strong residential rental area.

Investor-only selection. Objective: positive cash flow and self-financing.

Why this asset works

Two existing independent units
Immediate rental income
Controlled entry ticket
Potential to optimize rents
Asset compatible with cash flow / self-financing

Estimated rental income (subject to confirmation)

2.5-room apartment: approx. CHF 1,250 / month
3.5-room duplex apartment: approx. CHF 1,650 / month

➡️ Total estimated rent: approx. CHF 2,900 / month (excluding utilities/charges; subject to market rent and successful letting)

Estimated mortgage (subject to confirmation)

Negotiated price assumption: approx. –8.5%
Standard Swiss financing (20% equity)

➡️ Estimated monthly payment: approx. CHF 900–1,000 / month (interest + indirect amortization; subject to bank terms and conditions)

Stable residential area with consistent rental demand (factual basis)

A residential catchment area directly connected to Neuchâtel, supported by:

• demand driven by employment hubs

• limited supply of small and mid-size units

• structurally low vacancy

Sources: Swiss Federal Statistical Office (FSO/OFS) · Comparis · ImmoScout24 · Homegate

Identified upside (not included in the figures above)

Gradual rent alignment to market levels
Multi-tenant risk diversification
Potential study for creating an additional unit (subject to feasibility and approvals)
Improved resale liquidity due to existing split

What CashFlowGate delivers for the investor

Real-yield analysis
Identification of actionable value levers
Support in price negotiation
Exclusive defense of investor interests — no owner-occupier buyers

Investor summary

Estimated rents: approx. CHF 2,900 / month (subject to confirmation)
Estimated mortgage: approx. CHF 900–1,000 / month (subject to confirmation)
Estimated positive cash flow
Asset validated by CashFlowGate

📩 Please contact me via private message — investors only.